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Amica Life Insurance Company was incorporated in 1968 as a wholly-owned subsidiary of Amica Mutual Insurance. Our goal was to further broaden the types of financial protection available to Amica policyholders. We believe in a consistent, conservative philosophy of investment, which translates into a strong and stable company for our policyholders. Amica Life has never invested in real estate, mortgages, or junk bonds. Over 98% of the company’s bonds are investment grade. Careful selection and underwriting of business have resulted in extremely low mortality experience and claims costs.